Jiang Fengchun is a senior lawyer who has worked in the city for nearly 20 years with a substantial and stable income in the city. In 2012, an accidental opportunity, Jiang Fengchun became the owner of an Australian macadam, with an area of 6,090 acres of macadamia nuts, which is now valued at nearly 200 million Yuan.

"investing real estate" or "buying land"

In 2012, Jiang Fengchun, who had a sufficient savings, was facing a choice, either investing real estate or buying land. On that day, Jiang Fengchun’s brother who just transferred from the army to the local forest public security passed a message about the land transferring for macadamia nuts planting. The rural land transfer cost is 2,000 Yuan per acres for 70 years, and 2.8 million Yuan for 1400 acres. At the time, 2.8 million Yuan was able to buy a 300-square-meter townhouse on the Dianchi Road in Kunming as same as a 70-year right to use. Jiang Fengchun intuitively judged that the value and value added of 1000 acres of land must be greater than a housing covering 100 square meters, so she chose the land. Since that day, A total of 11,690 Acres of rural land was transferred for the economic forest fruit and economic forestry plantings and development with the area of macadamia planted reached 6090 acres.

One day, Jiang Fengchun, who had already grown the first batch of 2,690 acres of land, had a interesting talking with his colleagues about his nut dreams in the office. his colleagues, having investment in stock market, said: “I have earned 6,000 Yuan in the minute you talked to me”. Jiang responded : “your stock maybe appreciated at this time, but cannot last forever. But the growing of trees is irreversible.”  Looking back now, the stock market has experienced ups and downs. Colleagues invested 8 million Yuan in the stock market in 2012, and now depreciated to 2 million Yuan. The valuation of Jiang Fengchun’s investment on nuts is nearly 200 million Yuan. Choosing land and nuts, Jiang Fengchun undoubtedly won this game.

Real and virtual

Year 2012 was the first year of the P2P rising, wealth could be more than doubled in a year with Kunming small loan monthly interest rate of 5-9 percent. However, the license was difficult to approve. As a lawyer, Jiang Fengchun assisted the client in obtaining two licenses for microfinance services and had a understanding of small loans. She firmly believes that no industry can generate such huge profits to support such high interest rates. She still insists on investing in the real economy. In 2013, she signed other 3,400 acres of land to plant macadamia nuts. Nowadays, in contract to Jiang’s success, people failed in P2P and kept away from unsecured P2P.  All nuts have entered the fruit-bearing period, with fruiting maximum period in 2020. It is expected that the output will reach 700 to 1000 tons with the value of 28 million to 40 million Yuan per year, and it can be harvested for 70 years.